Smart Banking for Kids and Teens 17 and Under
Teaching kids about money doesn’t have to wait until adulthood. With Sonora Bank’s Minor Checking and Savings Accounts, your child can learn how to spend, save, and manage money in a safe environment.
You’ll have the oversight you need, while they gain real-world experience with the tools they’ll use for life—like debit cards, online banking, and savings that grow with them.
With no fees, great benefits, and built-in rewards, these accounts make financial learning easy.
Ready to give your child a head start? Open an account today!
Minor Checking account (under 17)
Teach your child how to manage money—without the worry of fees.
- $100 bonus when your child maintains a $50 minimum daily balance for 90 days*
- No monthly fees – no overdraft, maintenance, or ATM charges, so they can learn without the worry of penalties.
- Debit card available to give your child hands-on practice using money responsibly.
- $50 minimum to open, making it easy to get started.
- Online banking access for easy account management, so they can track their spending, and you can monitor their progress.
- Parent/guardian required as joint owner, ensuring you stay in control while they learn.
Minor saving account (under 17)
Turn small savings into big lessons about financial growth.
- Up to $100 bonus matching the opening deposit, reinforcing good savings habits from the start.
- Only $25 to open, so your child can begin saving right away.
- No maintenance fees, meaning every dollar they save stays in their account.
- Interest credited quarterly with daily compounding, so they see how money grows over time.
- Unlimited deposits, making it easy to add birthday money, allowance, or earned income.
- Parent/guardian joint ownership, so you guide their savings journey every step of the way.
We're here to help!
If you're ready to start your child's financial journey, a personal banker is here to help!
Call us at (800) 898-1888 or find a location closest to you.
Additional terms and conditions may apply. Accounts convert to standard accounts at age 18. Bonus to be paid within five business days. Parent/guardian required as joint owner.
MOBILE APP
Banking on the go
Access your accounts anytime, anywhere with Sonora Bank secure mobile banking services. It’s convenience you can count on and service you can take with you.