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Personal CDs & IRAs

Saving for the future


Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) are relatively low-risk investment opportunities to save for the future. Both are designed for long-term savings, like retirement. 

Find the long-term savings option that's best for you

Certificates of Deposit (CDs) from Sonora Bank allow you to set aside a fixed amount of money for a fixed amount of time with a fixed rate of return. Considered one of the safest savings options, a CD allows you to save for your long-range goals.

  • $1,000 minimum deposit to open
  • Auto-renewal
  • Various terms available
  • Early withdrawal limitations may apply
  • Compounding/crediting frequencies vary based on account terms.
Save for retirement with the same safety and security of a CD with a tax-advantaged option of an Individual Retirement Account (IRA) from Sonora Bank. Designed for long-term savings and investments, IRAs provide a low-risk way to save for the future.

  • $100 minimum deposit to open
  • Interest rates, compounding frequencies and crediting frequencies vary based on account terms
  • Withdrawal of funds prior to maturity may be subject to penalty

Want easier access to your money?

Consider a Money Market Account, which can offer higher rates of return than a regular savings account and the ability to write checks. 
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Sonora Bank will provide you or a qualified builder financing to assist in the completion of your construction project.

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