Certificates of Deposit (CDs) – Great Rates. Hometown Service.
Your money deserves to work as hard as you do
Put your money to work with a Certificate of Deposit from Sonora Bank. Enjoy competitive rates, personal hometown service and a secure path to growing your savings.
Whether you're saving for a short-term goal or planning for the future, our CDs help your money work smarter while keeping it safe.
Why Choose a Sonora Bank CD?
- Competitive Rates - Earn more from your savings with rates designed to help your money grow.
- Flexible Terms - Choose a CD length that fits your financial goals.
- Secure Investment - Your funds are protected, giving you confidence in your future.
- Personalized Service - We treat every customer like a neighbor, not just an account number.
Find a CD rate designed for your future.
Explore our current CD rates below and start building your savings today. Your financial goals matter.
| TERMS | APY* | Why Choose This CD? |
| 90 Days | 3.25% | Short-term savings made easy. Access your funds quickly while earning interest. |
| 180 Days | 3.96% | Great for mid-term goals. Secure growth with minimal commitment. |
| 365 Days | 3.70% | A full year of competitive returns. Ideal for steady savings growth. |
| 18 Months | 3.70% | Longer-term planning without locking in for too long. Maximize your interest safely. |
| 24 Months | 3.70% | Plan ahead and lock in your rate long-term. Let your savings work harder for your future. |
Your future. Your Terms. Your CD.
No matter your goal, there's a CD designed for your future. Open a CD with Sonora Bank and watch your money grow with confidence.
*Annual Percentage Yield effective February 2, 2026. Terms and conditions may apply. Prospective depositors and/or borrowers must be of legal age to apply for a loan or deposit. Minimum deposit to open and obtain stated APY is $1,000. Penalty for early withdrawal. Rates subject to change.